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$40,000

Canada Greener Homes Loan

Get an interest free loan from the government to upgrade your home's efficiency.

The Canada Greener Homes Grant is being co-delivered by Natural Resources Canada and Enbridge Gas in Ontario under the Home Efficiency Rebate Plus (HER+) program. Grants are provided to eligible homeowners for recommended and eligible retrofits such as home insulation, windows and doors, heat pumps and renewable energy systems.

Loan details

Maximum: $40,000
Minimum: $5,000
Repayment term: 10 years, interest-free
Loan type: Unsecured personal loan on approved credit

The maximum eligible loan amount is calculated based on the retrofits selected in the application and the quotes for this work. The eligible amount is capped based on industry standards and market norms. The maximum eligible loan amount may be less than your quoted cost, in which case you will be responsible for funding any difference.

A maximum of one loan is available per eligible property and homeowner.

The loan can only help you finance eligible products and installations that are part of a retrofit that is both recommended by an energy advisor and eligible for the grant.

To begin work in your home, a portion of the loan can be delivered to you up front. Contractors often require a down payment for these types of projects. The balance of the loan will be delivered upon successful completion of the retrofits and verification through a post-retrofit evaluation.

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